Personal Loans

Realize your dream of a new boat or backpacking through Europe

Put your plans into action with a loan

Get started with a structured and affordable way to borrow

Buy a vehicle

Get pre-approved and shop for a vehicle with confidence.

Make a major purchase

Get cash for a new computer, boat, quad, or trailer.

Consolidate debt

Combine all of your debt into one manageable payment.

Take a vacation

Plan your dream holiday and get cash to pay for it.

Get the money you need, when you need it

Fund projects around the house or buy that truck you’ve been thinking about

Get access to money with a loan that offers low interest rates, extra payment options, and an annual cash rebate.

Flexible options
- Interest rate
  Fixed or variable interest rates available
- Terms for personal loans
  1 to 5 year terms available based on the total loan amount and your financial situation
- Terms for new vehicle loans
  A new vehicle may qualify for an extended term
- Payment frequency
  Monthly, semi-monthly, bi-weekly, or weekly payment plans available

Features
- Lower interest rates
  Based on your situation, the interest rate can be much lower than a credit card
- Easy approval process
  Fill out an application and get approved quickly
- Secured or unsecured
  Get approved faster and get a better interest rate with a secured loan
- Receive an annual cash rebate
  Earn cash on interest paid during the previous calendar year through memberSHARE*

Apply now Book an appointment

*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.

More line of credit features

memberSHARE Loyalty Program	Eligible for annual product bundle payments
Made to fit	Payment amounts and frequency tailored to your budget and lifestyle
Pay your loan off faster	Make extra payments at any time with no penalty and save on interest
Payment protection	Get insurance to cover your payments in case of the unexpected

Apply now Book an appointment

memberSHARE eligible

Earn when you bank
Tax-Free Savings Accounts are memberSHARE eligible. Earn cash bonuses every year when you bundle qualifying products.

"I'm happy to be on a program where I earn more than I expect each year."

- Sara J.

Learn how

Loan calculator

Use the loan calculator to determine how much you can borrow and to estimate your monthly payments

RRSP loan

Maximize your Registered Retirement Savings Plan (RRSP)
with catch-up and re-advanceable loan options

Saving for your future has never been easier. Catch-up now or plan ahead with a re-advanceable RRSP loan.

Top up your annual RRSP contribution
Build up your retirement savings now, no need to wait
Take advantage of tax savings and great rates

Apply now

View details

Borrowing tips

When to choose a loan

You want a structured plan with set monthly payments. Get funds to make a one-time large purchase, or catch up on your RRSP contributions. Consider a loan if you want to: