eTransfers

A simple, convenient, and secure way to send and receive money in Canada

Interac eTransfers®

Send and receive Canadian funds with online banking or mobile app

Canadian fund transfers

Send and receive domestic funds directly from one bank account to another.

Secure transactions

Fund transfers are protected by multiple layers of security using established and secure banking procedures.

Fast and easy

Send money quickly and conveniently using online banking or your mobile banking app.


Interac eTransfer vs. wire transfer

eTransfers are a free way for Canadians to send smaller amounts of money. Instantly send funds using online banking or your mobile app with only an email address or mobile phone number. Wire transfers are more suitable for larger domestic and international transfers, requiring you to initiate the process by visiting a branch, provide more banking information, and pay a fee.


​​
Autodeposit

Interac eTransfer Autodeposit 

Get funds faster with eTransfer Autodeposit. Have funds sent through e-Transfer and automatically deposited into your bank account, with no password to remember or mistype.

  • Log in to online banking or your mobile app, find Autodeposit in the eTransfer section, register your email address and link the account, then click 'Complete Registration' in the confirmation email
  • Funds are automatically deposited into the account associated with your email address — there’s no need to log in to online banking and answer a security question to claim the money


​​
Request Money

Interac eTransfer Request Money

Simply life with the eTransfer Request Money feature. Easily send an email request for funds through eTransfer in online banking, with no contact details to get right and no errors in the amount. 

  • Log in to online banking or your mobile app, select the account, and fill out the fields requested for sender information
  • Once the funds are deposited into your account, a notification will be sent by text or email to let you know the request is complete



Interac eTransfer Security

Multiple layers of security protect Interac eTransfers, making it one of the most secure transfer services.

Financial institutions transfer funds to one another using established and secure banking procedures. Credit union security measures include:

  • Encryption technology
  • Confidential user IDs and passwords
  • Secure login process
  • Security question and answer

Personal account eTransfer limits*

Limit typeOutgoingIncoming
Transaction$6,000$10,000
Daily$20,000$20,000
7 day limit$20,000$140,000
30 day limit$40,000$600,000
Request
$3,000

*Available to members with a MemberDirect® Retail Banking e-Agreement


​​

Small business account eTransfer limits* 

Limit typeOutgoingIncoming
Transaction$6,000$10,000
Daily$20,000$20,000
7 day limit$50,000$140,000
30 day limit$100,000$600,000
Request
$3,000

*Available to members with a MemberDirect® Small Business e-Agreement


Looking for more ways to bank?

Explore more banking tools:

Choose Aldergrove Credit Union

Earn cash back

Earn bonuses and rebates on products, plus dividends on equity shares paid annually.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Digital banking tools

Budget, bank and learn using online and mobile banking solutions 24/7.

No-limit banking

Get excited to save and spend with affordable account options including unlimited transactions.

How to reach us

Email

Send us an email and get a response within one business day.

Call

Monday - Friday
8:30 am - 5 pm
Saturday 8:30 am - 3 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

Interac e-Transfer® is a registered trademark of Interac Inc. Used under license.
With Interac e-Transfer, recipients don’t have to wait for the funds to clear. Money can be instantly accessed after the transfer is accepted. However, to immediately receive a transfer, the recipient must bank with a participating financial institution. If the recipient’s institution does not offer Interac e-Transfer, the transaction will usually take three to five business days.

© Copyright 2020 Aldergrove Credit Union | Online Policies | Privacy & Security