Explore your investing style

Reach your goals with a balanced savings plan

Three simple ways to develop your savings habits

Start early, contribute often

The earlier you start, the more you save. Build a plan that includes regular contributions to reach your savings goals faster. TFSAs are a great way to start saving, because they grow your savings tax-free and allow you to withdraw funds at any time with no penalty, so you can save for your short or long term goals with confidence. 

Understand your saving and investment options

Grow your money tax free – any growth within a registered savings plan is tax-sheltered. Learn about your investing options, how TFSAs and RRSPs help you save on taxes, and how different investments work together to grow your money. Plus, features such as a Home Buyers Plan and Lifelong Learning Plan make RRSPs a great option when saving for your future. 

Create a savings plan, then review and adjust monthly

A savings plan can be as simple as figuring out how much money is left over after your expenses are accounted for at the end of each month, and then transferring it to a savings account so you won't be tempted to spend it. Make adjustments as your life changes.

Work with a financial advisor and take the guesswork out of investing. 

Registered savings plan and TFSA term deposit specials

30 month non-redeemable


Flexible 18 month


1 year memberSHARE


Other fees and terms

*Rates are subject to change without notice.

TFSA: Tax-Free Savings Account

Save for your short and long term goals and grow your money tax-free

Save and grow your money in a tax-sheltered account.

  • Competitive interest rates
  • Flexible access to your money
  • Tax-sheltered earnings and withdrawals
  • Carry forward unused annual contribution room

RRSP: Registered Retirement Savings Plan

Save for your retirement with a lifetime of benefits and tax savings

Invest and save for your future with a retirement savings plan.

  • Contributions are tax-deductible
  • Earnings are tax-free
  • Withdraw to buy a home or fund your education
  • Carry forward unused annual contribution room

RESP: Registered Education Savings Plan

Save for your children’s education and get government funded boosts

Invest in your children’s future and take advantage of grants.

  • Receive government grants
  • Tax-sheltered earnings
  • Individual or family savings plans
  • Use for part-time or full-time studies
Investment advice

Work with an expert to maximize your savings

From short to long term goals, financial advisors and financial planners can help you make the most of your savings. Find the right plan based on your eligibility, lifestyle, and saving needs and take advantage of government incentives and grants.

More details Book an appointment

Find a branch

Choose Aldergrove Credit Union

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Aldergrove Financial is a trade name of Gulf and Fraser Fishermen's Credit Union