- Knowledge Centre
Get it right the first time. When it comes to buying your first home, there are a lot of factors to consider. From setting a budget to the offer process and financing, learn everything you need to know about making your first homebuying experience a breeze.
The Fraser Valley offers a beautiful combination of urban family living, community spirit, and nature. Learn about the vibrant communities, family-friendly events and activities, and the affordable living the Fraser Valley has to offer.
If you’ve ever financed a purchase with a fixed borrowing rate, you know that it has pros and cons. Fixed-rate financing can save you a lot of money and peace of mind if borrowing rates increase, but they can also prevent you from taking advantage of a better rate if rates decrease.
Available for working Canadians, Registered Retirement Savings Plans (RRSPs) offer a smart way to save for retirement. RRSP contributions are tax deductible and can lower the amount of income tax you’ll pay during your highest earning years. Funds in an RRSP grow tax-free as long as the money stays in the account. Plus, you can use your savings to fund your education or buy your first home.
Pay yourself first by making regular contributions to your savings. Start saving early and contribute often to allow your money more time to accumulate and earn compounded interest. Take the time to review your spending monthly and set aside money for your future.
You want a structured plan with set monthly payments. Get funds to make a one-time large purchase, or catch up on your RRSP contributions. Consider a loan if you want to:
You want ongoing access to money and the freedom to withdraw and deposit funds as you go. Consider a line of credit if you want to:
With Interac® eTransfer, you can send money via email or text. Simply log in to your online banking via desktop, smartphone, or app and follow these steps:
With Deposit Anywhere, you can quickly and securely deposit cheques using your smartphone or tablet.