​memberSHARE Loyalty Program

Earn cash on your everyday banking

memberSHARE Loyalty Program

There are four ways to earn through this one-of-a-kind program

Earn when you bank

Get a cash bonus when you bundle qualifying products.

Earn when you save

Get a cash bonus on deposit interest.

Earn when you borrow

Get a cash rebate on loan interest.

Earn when you own

Get dividends on equity shares.

Earn when you bank


Get an annual cash bonus when you bundle
four or more qualifying products

Bank more, earn more

   Earn $50/yearWith 4 - 6 qualifying products
   Earn $100/yearWith 7 - 8 qualifying products
   Earn $200/yearOn 9 or more products

Products that qualify for memberSHARE

Get four or more of the following products to earn an annual cash bonus. The more you bank, the more you earn.

Banking
  • Chequing account
  • Savings account
  • Payroll deposit
  • Collabria® Mastercard
  • Financial planning services
  • Personal member with a business membership
Investing
  • Non-registered term deposit
  • Qtrade Investor® or VirtualWealth®
  • TFSA
  • RRSP, RRIF, RDSP, LIF, or LIRA
  • Investment equity shares
Borrowing
  • Loan
  • Line of credit or overdraft
  • Mortgage
memberSHARE spotlight
Troy earned $270.50 last year through the memberSHARE Loyalty Program

Troy joined Aldergrove Credit Union in 2018, opened a chequing and savings account, got a credit card, and set-up payroll deposit. He later added overdraft protection, a mortgage, and financial planning services, bringing his total to 7 products. In 2020 Troy earned $270.50 cash through the memberSHARE Loyalty Program.

  • $100 cash bonus for 7 qualifying products
  • $13.50 bonus for $20,000 investments at 4.5%
  • $157 rebate for $350,000 mortgage at 2.99%   
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Earn when you save

Save more, earn more. Get an annual cash bonus on deposit interest earned.


     Earn 1.5%*Term deposit interest
    Earn 1.5%*Registered product interest, including RRSP, RRIF, TFSA, RDSP, LIF, and LIRA

*1.5% was paid to memberSHARE accounts in March 2020. Bonus and rebate percentages are announced annually and payment is not guaranteed.

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“I get $350 back per year. It’s a no-brainer!”

- Tom B. from Langley


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Earn when you borrow

Borrow more, earn more. Get an annual cash rebate on loan interest paid.

     Earn 1.5%*Mortgage interest
    Earn 1.5%*Personal loan and RRSP loan interest
    Earn 1.5%*Personal line of credit, Home Equity Line of Credit, and overdraft interest

*1.5% was paid to memberSHARE accounts in March 2020. Bonus and rebate percentages are announced annually and payment is not guaranteed.

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Join us today, earn up to $450

New members earn $200 when opening an account through Get Your Share. Earn an additional $250 when you open a free chequing account, bring your payroll deposit, and add three qualifying products.

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Earn when you own 

Own more, earn more. When you become a credit union member, you earn annual dividends. Plus, earn more when you invest in equity shares.

     Earn 0.5%*Membership shares
    Earn 4%*Investment equity shares

*0.5% was paid to membership shares and 4% was paid to investment equity shares accounts in March 2020. Bonus and rebate percentages are announced annually and payment is not guaranteed.

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Open account

Three ways to open an account

Opening an account is easy. You can apply online, book an appointment with a financial advisor to discuss your options, or come into a branch.

Apply now Book an appointment

Find a branch

Frequently asked questions

​When do members get paid?

Payments are typically made by mid-March each year.

​When are payments calculated?

Rebates on loan interest, bonuses on deposit interest, and dividends on equity shares are calculated at year-end. Product bundles are tallied on December 31.

​How are the percentages determined?

Percentages are determined annually by the board of directors and are based on the credit union’s earnings from the previous business year.

Choose Aldergrove Credit Union

Earn cash back

Earn bonuses and rebates on products, plus dividends on equity shares paid annually.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Digital banking tools

Budget, bank and learn using online and mobile banking solutions 24/7.

No-limit banking

Get excited to save and spend with affordable account options including unlimited transactions.

How to reach us

Email

Send us an email and get a response within one business day.

Call

Monday - Friday
8:30 am - 5 pm
Saturday 8:30 am - 3 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

Bonus and rebate percentages are announced annually and payment is not guaranteed. A minimum of a $5 payment per account is required to receive payment.
The bonus on deposit interest is based on interest earned during the previous calendar year. The rebate on loan interest is based on the interest paid during the previous calendar year.
Qualifying business membership types include sole proprietorship, partnership, limited partnership, corporation, limited liability corporation, incorporated society, or joint venture.

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