Discover financial balance​​​

Explore investment options to grow your savings

Achieve financial balance

Keep steady and save more with a smart savings plan. Balance family, work, and finances while getting the help you need to save for a rainy day, make a big purchase, pay for school, or prepare for retirement.

Term deposit specials

Grow your savings faster with secure and flexible term deposits

24 month Bright Term


1 year memberSHARE


rates starting at*


Conditions apply. Rates are subject to change without notice.
*Minimum cumulative return of 1.5% for 3-year term and 2.5% for 5-year term.

24 month Bright Term 

Grow your savings faster with our 24 month Bright Term at 1.60%*

Term deposits, also known as Guaranteed Investment Certificates (GICs), are safe investments that give you the flexibility to withdraw some or all of your money before the term ends. With cashable term deposits you can withdraw money before the term matures, but keep in mind you may receive a reduced rate of return.

  • Features
    • Flexible
      Option to reinvest on the first anniversary date into any non-redeemable term one year or greater
    • Interest
      Calculated daily and paid annually - the first year's interest will be paid back into the term and compounded if funds are not reinvested
    • Low minimum deposit
      Invest as little as $500
    • Investment opportunities
      Non-registered, TFSA, RRSP, RRIF or RESP eligible


What you get with all term deposits

Loyalty Program

Eligible for annual product bundle payments 
No-risk investmentTerm deposits are no-risk investments, and your money is always guaranteed 
No administration feesNo administration fees or commissions 
Higher interest ratesPays higher rates than regular chequing or savings accounts 
100% deposit guaranteeDeposits are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC) of British Columbia

Book an appointment View rates

Investment advice

Work with an expert

From savers to investors, financial advisors and financial planners offer support for every investment style. Our experts are ready whenever you are to meet with you and gain a better understanding of your goals, investment needs, and priorities.

  • Build a customized savings and investment plan for you and your family
  • Understand your current needs and goals and make recommendations
  • Monitor, manage, and update your plan
  • Protect your savings and lifestyle with a variety of insurance options
Meet with a financial planner

Choose Aldergrove Credit Union

Earn cash back

Get an annual cash bonus when you bundle qualifying products. 

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and seven local branches.

Digital banking tools

Budget, bank and learn using online and mobile banking solutions 24/7.

No-limit banking

Get excited to save and spend with affordable account options including unlimited transactions.

How to reach us



Send us an email and get a response within one business day.


Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

Mutual funds and related financial planning services are offered through Qtrade Asset Management (a tradename of Credential Asset Management Inc).

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Aldergrove Financial is a trade name of Gulf and Fraser Fishermen's Credit Union