Borrowing rates

View our latest mortgage, line of credit, and loan rates

Prime rate

Prime rate2.45%

Mortgage rates

First residential mortgage - closed

Rates effective 20201-01-11

6 month3.75%
1 year1.94%
2 year1.94%
3 year1.94%
4 year1.94%
5 year1.94%
5 year special insured1.84%
7 year3.24%
10 year3.84%

First residential mortgage - variable open

Rates effective 2021-01-11

1 year open variable (prime + 1.00%)3.45%

Rates effective 2021-01-11

5 year closed variable (prime - 0.40%)2.04%

View mortgages

Lines of credit

PersonalPrime + negotiable
Home Equity Line of Credit (HELOC)Starting at prime + 0.50%

View lines of credit

Personal loans

Our personal loan rates are customized based on your borrowing details. Contact your branch or book an appointment with a financial advisor for a personalized quote.

View loans

Overdraft protection

Up to $5,00018%

Choose Aldergrove Credit Union

Earn cash back

Earn bonuses and rebates on products, plus dividends on equity shares paid annually.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Digital banking tools

Budget, bank and learn using online and mobile banking solutions 24/7.

No-limit banking

Get excited to save and spend with affordable account options including unlimited transactions.

How to reach us


Send us an email and get a response within one business day.


Monday - Friday
8:30 am - 5:30 pm
Saturday 8:30 am - 3:30 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

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