​VirtualWealth online investing

Invest your money, not your time

Invest online with VirtualWealth®

Simple and convenient semi-guided investing with quality support

VirtualWealth is a convenient automated online investing service that provides professionally managed, low-cost portfolios to match your personal goals.


  • Key features
    • Low quarterly management fee, with no trading costs or commissions
    • Easy-to-use automated online service
    • Professionally designed portfolios
    • Continuous oversight and regular rebalancing by a team of experts
    • Prompt assistance from knowledgeable investment representatives
  • Benefits
    • Get a portfolio that fits perfectly using a simple investing questionnaire
    • Build your wealth by investing in Canadian, US, and global stocks and bonds
    • Keep more money invested with low fees and no trading costs or commissions
    • Responsible Investing options screened for environmental, social, and governance performance

Get started with VirtualWealth

  • Create an account with your name and email address
  • Complete the goals-based questionnaire
  • Open an account, then create your profile
  • Easily add money from your bank account
  • Start investing

Get started

memberSHARE eligible

Earn when you save 
VirtualWealth services are memberSHARE eligible. Earn cash bonuses every year when you bundle qualifying products.

"I'm happy to be on a program where I earn more than I expect each year."

- Sara J.

Investment strategies

Pay yourself first

Pay yourself first by making regular contributions to your savings. Start saving early and contribute often to allow your money more time to accumulate and earn compounded interest. Take the time to review your spending monthly and set aside money for your future.

  • Create a savings plan, then review and adjust as your needs change
  • Save as much, and as often as you can
  • Keep a portion for easy access, and invest the rest to earn more
Investment strategies

Diverse investments create a strong portfolio

Diversifying your portfolio is an essential part of creating a strong savings and investment plan. By spreading your money over various types of investments that range from low to high risk, growth, and income, you maximize your chances for strong and healthy results.

You can further diversify your portfolio by investing in different industries and markets, both domestically and globally. Work with a financial planner to align your goals, priorities, risk tolerance, and investment style to your portfolio.


​Looking for something different?

If you’re looking for more guidance or you’d rather navigate the world of investing with self-guided tools, you can choose:

Invest online with VirtualWealth

Partnering with VirtualWealth gives Aldergrove Credit Union members access to a convenient and easy-to-use online investing service. If you’re just getting started in the world of investing, VirtualWealth is a great online tool that combiines financial technology with an experienced customer support team.

Start your investment journey by taking an investment questionnaire to set your goals, then invest your money and let VirutalWealth handle the rest.

Choose Aldergrove Credit Union

Earn cash back

Earn bonuses and rebates on products, plus dividends on equity shares paid annually.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Digital banking tools

Budget, bank and learn using online and mobile banking solutions 24/7.

No-limit banking

Get excited to save and spend with affordable account options including unlimited transactions.

How to reach us

Email

Send us an email and get a response within one business day.

Call

Monday - Friday
8:30 am - 5 pm
Saturday 8:30 am - 3 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

VirtualWealth is a trade name of Credential Qtrade Securities Inc.
Online brokerage services are offered through Qtrade Investor, a division of Credential Qtrade Securities Inc. 

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