- Personal
- Investing
- Investment Products
- Segregated funds & annuities
Get the security of an insurance policy that guarantees 75% to 100% of your net principal, upon death or maturity.
Invest in a segregated fund portfolio aligned with your goals, priorities, and investment style.
Enjoy flexible investing as your portfolio is actively adjusted to ensure performance and mitigate risk.
Easily pass your investments down to beneficiaries without probate or legal fees.
Guaranteed retirement income
Protect your income for life
A life annuity is an insurance contract that offers a guaranteed income.
Segregated funds can bring security to your TFSA, RRSP, RESP, and RRIF. Annuities guarantee retirement income and can be included in your registered retirement plan within RRSPs and RRIFs.
RRSP
RRIF
Work with a certified financial planner to develop a savings and investment plan customized to your lifestyle and goals. Financial planners can make recommendations to maximize your tax savings and insurance to protect you and your loved ones. Financial planners can help you:
Earn when you save
Financial planning services are memberSHARE eligible. Earn cash bonuses every year when you bundle qualifying products.
- Sara J.
Segregated funds are similar to mutual funds in that money is pooled to buy stocks, bonds, and other securities to maximize investment gains. Segregated funds are insurance contracts that offer special benefits such as a principal investment guarantee against loss, guaranteed income, and creditor protection.
Unlike mutual funds, segregated funds guarantee most of your initial investment at the time of maturity or in the event of death. Depending on the insurance provider, the guarantee can vary from 75% to 100% of the net principal investment amount. Think of segregated funds as mutual fund investments with a safety net.
Work with a financial planner to protect your lifestyle with:
Whether you’re a savvy investor or just getting started, investments can help make the most of your savings and retirement plan.
Earn bonuses and rebates on products, plus dividends on equity shares paid annually.
Access your money across Canada with over 3,600 free ATMs and six local branches.
Budget, bank and learn using online and mobile banking solutions 24/7.
Get excited to save and spend with affordable account options including unlimited transactions.
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