Guaranteed retirement income
Protect your income for life
A life annuity is an insurance contract that offers a guaranteed income.
Segregated funds can bring security to your TFSA, RRSP, RESP, and RRIF. Annuities guarantee retirement income and can be included in your registered retirement plan within RRSPs and RRIFs.
Work with a certified financial planner to develop a savings and investment plan customized to your lifestyle and goals. Financial planners can make recommendations to maximize your tax savings and insurance to protect you and your loved ones. Financial planners can help you:
Segregated funds are similar to mutual funds in that money is pooled to buy stocks, bonds, and other securities to maximize investment gains. Segregated funds are insurance contracts that offer special benefits such as a principal investment guarantee against loss, guaranteed income, and creditor protection.
Unlike mutual funds, segregated funds guarantee most of your initial investment at the time of maturity or in the event of death. Depending on the insurance provider, the guarantee can vary from 75% to 100% of the net principal investment amount. Think of segregated funds as mutual fund investments with a safety net.
Work with a financial planner to protect your lifestyle with: