Available for working Canadians, RRSP contributions are tax deductible and can lower the amount of income tax you’ll pay during your highest earning years. Funds in an RRSP grow tax-free as long as the money stays in the account.
You can include a variety of investments within your RRSP to match your investment style and make the most of your money.
Segregated funds & annuities
Withdraw funds from your RRSP to buy or build your first home.
Withdraw money from your RRSP to fund your education.
Getting an RRSP loan can help you catch up on your retirement savings and help boost your savings plan. RRSP loans offer low interest rates, extra payment options, and an annual cash rebate through the memberSHARE Loyalty Program.
With an RRSP loan you can also take advantage of the 60 day payment deferral option and push off your first loan payment until you receive your tax refund. It’s a savings win-win.
From savers to investors, financial advisors and financial planners offer support for every investment style. Our experts are ready whenever you are to meet with you and gain a better understanding of your goals, investment needs and priorities to build the right plan for your future.
RRSPs can help you save on year-end taxes in your highest earning years and save for retirement. On the other hand, TFSAs allow you to grow your savings in a fully accessible tax-sheltered savings account. Consider a combination of both for a balanced savings plan that meets your short and long term goals.