​Credit cards

Rewards lovers, frequent flyers, cruisers, students, and cash back enthusiasts: find the right card for your lifestyle

Great rewards, low rates, cash back and more

We partner with Collabria® to offer you a variety of credit card options


Reward credit cards

Earn reward points to redeem for travel, merchandise, and gift cards

Centra Gold Mastercard

Collect reward points and don't pay high fees or interest: save money.

Annual fee: $50

Interest rate: 9.95%

  • Earn 1 point for every $1
  • Low annual fee
  • Low interest rate
Travel Rewards Gold Mastercard

Baggage, auto, and emergency health coverage: travel with peace of mind.

Annual fee: $99

Interest rate: 19.9%

  • Earn 1 point for every $1
  • Earn double on foreign currency
  • 24/7 travel assistance
World Mastercard

Earn more points from purchases you already make: smart.

Annual fee: $120

Interest rate: 19.9%

  • Earn 2 points for every $1
  • Price protection service
  • 24/7 travel assistance

Cash Back Mastercard

Earn cash back on everyday purchases.

Annual fee : n/a

Interest rate : 19.9%

  • Earn 1 point for every $1
  • Earn double on gas purchases
  • Mobile device insurance 
Apply now 

More details

Rewards for travel
and beyond

Turn your credit card spending into the rewards of your choice including event tickets, gift cards, merchandise, and travel.

Explore FlexRewards 


Low fee/low rate credit cards

Save on interest and fees with the low rate card that's best for you

Classic Mastercard

Low rate and low fees make this a great card if you sometimes carry a balance.

Annual fee: $30

Interest rate: 11.9%

  • Low rate and fee
  • Purchase protection & extended warranty
  • Mobile device insurance
FlexRate Mastercard

Flexible interest rates and rewards points for every purchase.

Annual fee: $40

Interest rate: Prime + 6.9% to 15.9%

  • Earn 1 point for every $1
  • Purchase protection & extended warranty
  • Mobile device insurance
Student Mastercard

Helping students build a strong financial future.

Annual fee: $0

Interest rate: 11.9%

  • No annual fee
  • Low interest rate
  • Mobile device insurance

US Dollar Mastercard

If you travel to the US often or shop online at US-based stores, this card is for you

US Dollar Mastercard

The perfect card for those who travel or shop in the United States.

  • Earn 1 point for every $1 USD
  • Auto rental collision/loss insurance
  • Emergency health care coverage

Annual fee: $50 USD

Interest rate: 19.9% 

Apply now 

More details


Included with all Collabria credit cards

Purchase protection90-day purchase protection on purchases made with your card.
Extended warrantyDouble the manufacturer’s warranty for up to one year on purchases made with your card.
Zero liability fraud protectionReal time fraud detection and alerts at no additional cost.
Cardholder support

24/7 support for cardholders through Collabria.

Card insurance details

Choose Aldergrove Credit Union

Earn cash back

Earn bonuses and rebates on products, plus dividends on equity shares paid annually.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Digital banking tools

Budget, bank and learn using online and mobile banking solutions 24/7.

No-limit banking

Get excited to save and spend with affordable account options including unlimited transactions.

How to reach us


Send us an email and get a response within one business day.


Monday - Friday
8:30 am - 5 pm
Saturday 8:30 am - 3 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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