Lines of credit

Borrow and pay for what you need, not a penny more

Money at your fingertips

Enjoy financial freedom with a convenient way to borrow

Unexpected expenses

Be prepared for unforeseen events and costs.

Getting married

Plan your wedding and access funds as you need them.

Home furnishings

Buy a new mattress, couch, or a BBQ for the summer.

Recreation and travel

Fund your fun whether you fish, snowboard, or mountain bike.

Dip in as many times as you like

Your line of credit is always there to help pay for expenses between paycheques or ongoing renovation projects

Access funds with a line of credit that offers competitive interest rates, anytime access, and an annual cash rebate.

Flexible options
- Anytime access
  Borrow on your schedule with no set term length
- Pay interest only when you borrow
  Interest is only charged on the amount you borrow
- Payment frequency
  Make a minimum monthly payment, plus additional payments anytime

Features
- Lower interest rates
  Based on your situation, the variable interest rate can be much lower than a credit card
- Quick and easy approval process
  Fill out an application and get approved instantly
- Receive an annual cash rebate
  Earn cash on interest paid during the previous calendar year through memberSHARE*

Apply now Book an appointment

*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.

Home equity line of credit

Access up to 65% of your home’s value to fund large or unexpected purchases

Borrow more using your home’s equity as security for easy access to funds.

Competitive interest rates
Save time with convenient one time registration when you set-up your mortgage with us
Line of credit protection insurance options available

View details

More line of credit features

memberSHARE Loyalty Program	Eligible for annual product bundle payments
Made to fit	Make payments only on what you borrow
Pay your line of credit off any time	Make payments any time with no penalty and save on interest
Payment protection	Get insurance to cover your payments in case of the unexpected

Apply now Book an appointment

memberSHARE eligible

Bank more, earn more
Chequing accounts are memberSHARE eligible. Earn cash bonuses every year when you bundle qualifying products.

“It didn’t seem like a big deal at first but when we received a payment of $200 unexpectedly, the program became very important to us.”

- Kyle G. from Langley

Learn how

Borrowing tips

When to choose a loan

You want a structured plan with set monthly payments. Get funds to make a one-time large purchase, or catch up on your RRSP contributions. Consider a loan if you want to: