- Personal
- Borrowing
Personal loans and lines of credit
Live the ultimate valley lifestyle with affordable borrowing choices
Freedom to buy now, and pay back over time
Personal loans provide you cash to pay for large and small purchases, or even catch up on retirement with comfortable repayment options
Personal loan
Fund projects around the house or buy that truck you’ve been thinking about
Loans come in different shapes and sizes to fit your plans and lifestyle.
- Structured repayment plan
- Set monthly payment amounts
- One to five year term options
RRSP loan
Maximize your Registered Retirement Savings Plan (RRSP) with catch-up and re-advanceable loan options
Saving for your future has never been easier. Catch-up now or plan ahead with a re-advanceable RRSP loan.
- Maximize your RRSP contribution
- Build up your retirement savings now, no need to wait
- Take advantage of tax savings and great rates
Lines of credit give you access to money anytime
Pay interest only on what you use, withdraw and deposit anytime with no penalties
Personal line of credit
Your line of credit is always there to help pay for expenses between paycheques or ongoing renovation projects
Easy access to funds for whatever you need.
- Competitive interest rates
- Interest only payments on what you owe
- Line of credit protection insurance options available
Home equity line of credit
Access up to 65% of your home’s value to fund large or unexpected purchases
Borrow more using your home’s equity as security for easy access to funds.
- Competitive interest rates
- Save time with convenient one time registration when you set-up your mortgage with us
- Line of credit protection insurance options available
Borrowing tips
When to choose a loan
You want a structured plan with set monthly payments. Get funds to make a one-time large purchase, or catch up on your RRSP contributions. Consider a loan if you want to:
- Fund a large purchase
- Pay for a one-time unexpected expense
- Contribute to your RRSPs and save on taxes
Borrowing tips
When to choose a line of credit
You want ongoing access to money and the freedom to withdraw and deposit funds as you go. Consider a line of credit if you want to:
- Have ongoing access to your money
- Prepare for unexpected expenses
- Pay interest only on the money you use
Centra Gold Mastercard
Earn points toward travel, merchandise, and gift cards for your everyday purchases
Earn 1 point for every $1 spent on everyday purchases with this low-fee, low interest card.
Choose Aldergrove Credit Union
Earn cash back
Earn bonuses and rebates on products, plus dividends on equity shares paid annually.
3,600+ ATMs
Access your money across Canada with over 3,600 free ATMs and six local branches.
Digital banking tools
Budget, bank and learn using online and mobile banking solutions 24/7.
No-limit banking
Get excited to save and spend with affordable account options including unlimited transactions.
How to reach us
Send us an email and get a response within one business day.
Call
Monday - Friday
8:30 am - 5 pm
Saturday 8:30 am - 3 pm
Meet with us
Book an appointment with a
Financial Advisor.
Visit a branch
Stop by any branch and we promise you’ll get a smile.