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Commercial mortgage

Buy, build, and expand your business

Commercial and agricultural mortgage

Flexible funding for your business needs


Purchase commercial, retail, agricultural, or industrial space.


Build a new commercial space or add to your existing property.


Borrow against the value of your commercial property to invest.


Use your equity to secure loans and lines of credit.

Give your business space to thrive

Make room for your operating needs, business plans, and growth

Buy an office, industrial, retail, or farm property, expand your current space, invest in additional property, and more with a customized mortgage that offers competitive rates, flexible repayment options, and an annual cash rebate.


  • Flexible options
    • Re-advanceable mortgage
      Borrow back up to 75% of your commercial property’s value
    • Interest rates and terms
      Choose from closed or open, and fixed or variable term options
    • Payment frequency
      Select monthly, semi-monthly, bi-weekly, and weekly payment plans
    • One-time registration
      Save time and money with a one-time registration and avoid extra legal fees for future borrowing
  • Features
    • Borrow against real estate holdings
      Finance commercial activity or commercial investments by borrowing against your real estate
    • Pay your mortgage off faster
      Increase payments up to 20% or make an annual lump sum payment up to 20% of your principal
    • Debt management
      Easily manage multiple loans and a line of credit under one mortgage
    • Receive an annual cash rebate
      Earn cash on interest paid during the previous calendar year through memberSHARE*


More custom mortgage features

Loyalty Program


Eligible for annual cash rebates on loan interest*
Made to fit Smart and flexible financing options tailored to your specific needs
Blend and extend Take advantage of lower interest rates by refinancing your closed mortgage and get a new rate without penalties
Mortgage protection Get insurance to cover your payments in case of the unexpected
Construction draw Get a construction draw mortgage for your commercial development

Apply now Book an appointment

*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.


Small business advisors

Local expertise for your business

Our experienced advisors provide support and work with a variety of business owners and entrepreneurs to:

  • Secure funding for growth
  • Explore areas of opportunity
  • Support with merchant services and cashflow management
  • Simplify processes so you can focus on more important things


Book an appointment


Online banking tools to power your business

Sync accounting software

Sync accounting software like Quickbooks to save time and improve accuracy.

Multiple signers online

Enable multiple signers for dual signature transaction authorization online.

Smartphone cheque deposit

Deposit on the go using your smartphone and our mobile app.

Payment tools

Accept debit and credit cards and set up recurring payments.

Looking for more payment tools?

Explore more business borrowing options.

Choose Aldergrove Credit Union

Your business serves a growing community - so does ours. Together, we can make a bigger impact.

Digital banking tools

From remote deposits to automated payments, bank anytime, anywhere.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Powerful payment services

Transfer or receive funds across the street or around the world to pay employees and vendors.

Small business advisors

Partner with a local business expert who can help you thrive in the Fraser Valley.

How to reach us


Send us an email and get a response within one business day.

Meet with us

Book an appointment with a Financial Advisor to discuss your finances. 


Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Live chat

Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Video chat

Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

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Aldergrove Financial is a trade name of Gulf and Fraser Fishermen's Credit Union