Commercial mortgage
Buy, build, and expand your business
Commercial and agricultural mortgage
Flexible funding for your business needs
Buy
Purchase commercial, retail, agricultural, or industrial space.
Build
Build a new commercial space or add to your existing property.
Invest
Borrow against the value of your commercial property to invest.
Borrow
Use your equity to secure loans and lines of credit.
Give your business space to thrive
Make room for your operating needs, business plans, and growth
Buy an office, industrial, retail, or farm property, expand your current space, invest in additional property, and more with a customized mortgage that offers competitive rates, flexible repayment options, and an annual cash rebate.
Flexible options
- Re-advanceable mortgage
Borrow back up to 75% of your commercial property’s value - Interest rates and terms
Choose from closed or open, and fixed or variable term options - Payment frequency
Select monthly, semi-monthly, bi-weekly, and weekly payment plans - One-time registration
Save time and money with a one-time registration and avoid extra legal fees for future borrowing
- Re-advanceable mortgage
Features
- Borrow against real estate holdings
Finance commercial activity or commercial investments by borrowing against your real estate - Pay your mortgage off faster
Increase payments up to 20% or make an annual lump sum payment up to 20% of your principal - Debt management
Easily manage multiple loans and a line of credit under one mortgage - Receive an annual cash rebate
Earn cash on interest paid during the previous calendar year through memberSHARE*
- Borrow against real estate holdings
More custom mortgage features
| memberSHARE Loyalty Program
| Eligible for annual cash rebates on loan interest* |
| Made to fit | Smart and flexible financing options tailored to your specific needs |
| Blend and extend | Take advantage of lower interest rates by refinancing your closed mortgage and get a new rate without penalties |
| Mortgage protection | Get insurance to cover your payments in case of the unexpected |
| Construction draw | Get a construction draw mortgage for your commercial development |
*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.
Small business advisors
Local expertise for your business
Our experienced advisors provide support and work with a variety of business owners and entrepreneurs to:
- Secure funding for growth
- Explore areas of opportunity
- Support with merchant services and cashflow management
- Simplify processes so you can focus on more important things
Online banking tools to power your business
Sync accounting software
Sync accounting software like Quickbooks to save time and improve accuracy.
Multiple signers online
Enable multiple signers for dual signature transaction authorization online.
Smartphone cheque deposit
Deposit cheques on the go using your smartphone and our mobile app.
Payment tools
Accept debit and credit cards from your customers and set up recurring payments.
Choose Aldergrove Credit Union
Your business serves a growing community - so does ours. Together, we can make a bigger impact.
Digital banking tools
From remote deposits to automated payments, bank anytime, anywhere.
3,600+ ATMs
Access your money across Canada with over 3,600 free ATMs and six local branches.
Powerful payment services
Transfer or receive funds across the street or around the world to pay employees and vendors.
Small business advisors
Partner with a local business expert who can help you thrive in the Fraser Valley.
How to reach us
Send us an email and get a response within one business day.
Call
Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm
Meet with us
Book an appointment with a
Financial Advisor.
Visit a branch
Stop by any branch and we promise you’ll get a smile.