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Business loans

Turn your dreams of expanding or starting a new business into reality

Put your business plans into action with a loan

Get started with a structured and affordable way to borrow

Purchase assets

Buy equipment, vehicles, or other capital assets.

Build your inventory

Add to your stock selection and extend your product offerings.

Plan for growth

Grow your business and expand to other locations.

Consolidate debt

Combine all of your debt into one manageable payment.

Get the money you need, when you need it

Fund the growing needs of your business with a structured borrowing plan

Get access to money with a loan that offers low interest rates, extra payment options, and an annual cash rebate.

  • Flexible options
    • Interest rate
      Fixed or variable interest rates available
    • Terms for business loans
      1 to 5 year terms available
    • Terms for new vehicle loans
      A new vehicle may qualify for an extended term
    • Payment frequency
      Monthly, semi-monthly, bi-weekly, or weekly payment plans available
  • Features
    • Lower interest rates
      Based on your situation, the interest rate can be much lower than a credit card
    • Easy approval process
      Fill out an application and get approved quickly
    • Secured or unsecured
      Get approved faster and get a better interest rate with a secured loan
    • Receive an annual cash rebate
      Earn cash on interest paid during the previous calendar year through memberSHARE*


More business loan features

Loyalty Program 
Eligible for annual cash rebates on loan interest*
Made to fit Payment amounts and frequency tailored to your goals and budget
Pay your loan off faster Make extra payments at any time with no penalty and save on interest
Payment protection Get insurance to cover your payments in case of the unexpected

Apply now Book an appointment

*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.



Business loan vs. line of credit

When you want a structured borrowing plan with set monthly payments to fund a one-time large purchase, choose a business loan. On the other hand, use a business line of credit to have ongoing access to funds and only pay interest on what you use.


Small business advisors

Local expertise for your business

Our experienced advisors provide support and work with a variety of business owners and entrepreneurs to:

  • Secure funding for growth
  • Explore areas of opportunity
  • Support with merchant services and cashflow management
  • Simplify processes so you can focus on more important things


Book an appointment



Looking for more payment tools?

Explore more business borrowing options.

Choose Aldergrove Credit Union

Your business serves a growing community - so does ours. Together, we can make a bigger impact.

Digital banking tools

From remote deposits to automated payments, bank anytime, anywhere.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Powerful payment services

Transfer or receive funds across the street or around the world to pay employees and vendors.

Small business advisors

Partner with a local business expert who can help you thrive in the Fraser Valley.

How to reach us


Send us an email and get a response within one business day.

Meet with us

Book an appointment with a Financial Advisor to discuss your finances. 


Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Live chat

Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Video chat

Monday - Friday
7:00 am - 7:00 pm
Saturday 8:00 am - 4:00 pm

Payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

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Aldergrove Financial is a trade name of Gulf and Fraser Fishermen's Credit Union