Business line of credit

Enjoy financial flexibility with a convenient way to borrow

Money at your fingertips

Enjoy financial freedom with a convenient way to borrow

Operational expenses

Cover operating costs or other immediate expenses.

Accounts payable

Pay your bills on time to avoid incurring higher interest charges.

Unexpected costs

Be prepared for the unexpected with instant access to funds.

Inventory or supplies

Enjoy the purchasing power to take advantage of volume discounts.

Dip in as many times as you like

Access funds anytime with a borrowing option for daily operations, cash flow management, and growth

Get working capital funds with a line of credit that offers competitive interest rates, anytime access, and an annual cash rebate.

Flexible options
- Anytime access
  Borrow on your schedule with no set term length
- Pay interest only when you borrow
  Interest is only charged on the amount you borrow
- Payment frequency
  Make a minimum monthly payment, plus additional payments anytime

Features
- Lower interest rates
  Based on your situation, the variable interest rate can be much lower than a credit card
- Easy approval process
  Fill out an application and get approved quickly
- Receive an annual cash rebate
  Earn cash on interest paid during the previous calendar year through memberSHARE*

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More business line of credit features

memberSHARE Loyalty Program	Eligible for annual product bundle payments
Made to fit	Make payments only on what you borrow
Pay your line of credit off any time	Make payments any time with no penalty and save on interest
Payment protection	Get insurance to cover your payments in case of the unexpected

Apply now Book an appointment

*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.

How to use a line of credit to optimize your cash flow

A business line of credit (LOC) can be a great tool to keep your business healthy during times when you need some extra cash. It can help you cover operating expenses while waiting on accounts receivables, take advantage of great prices on supplies, or replace a faulty piece of equipment. A line of credit offers financial stability to your business by giving you access to money whenever you need it.