Business line of credit

Enjoy financial flexibility with a convenient way to borrow

Money at your fingertips

Easily access extra funds for your business needs

Operational expenses

Cover operating costs or other immediate expenses.

Accounts payable

Pay your bills on time to avoid incurring higher interest charges.

Unexpected costs

Be prepared for the unexpected with instant access to funds.

Inventory or supplies

Enjoy the purchasing power to take advantage of volume discounts.

Dip in as many times as you like

Access funds anytime with a borrowing option for daily operations, cash flow management, and growth

Get working capital funds with a line of credit that offers competitive interest rates, anytime access, and an annual cash rebate.


  • Flexible options
    • Anytime access
      Borrow on your schedule with no set term length
    • Pay interest only when you borrow
      Interest is only charged on the amount you borrow
    • Payment frequency
      Make a minimum monthly payment, plus additional payments anytime
  • Features
    • Lower interest rates
      Based on your situation, the variable interest rate can be much lower than a credit card
    • Easy approval process
      Fill out an application and get approved quickly
    • Receive an annual cash rebate
      Earn cash on interest paid during the previous calendar year through memberSHARE*

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More business line of credit features

memberSHARE
Loyalty Program

Eligible for annual cash rebates on loan interest*
Made to fitMake payments only on what you borrow
Pay your loan off fasterMake payments any time with no penalty and save on interest
Payment protectionGet insurance to cover your payments in case of the unexpected

Apply now Book an appointment

*memberSHARE Loyalty Program dividend, bonus and rebate percentages are announced annually and payment is not guaranteed. A $5 minimum payment per account is required to receive payment.



How to use a line of credit to optimize your cash flow

A business line of credit (LOC) can be a great tool to keep your business healthy during times when you need some extra cash. It can help you cover operating expenses while waiting on accounts receivables, take advantage of great prices on supplies, or replace a faulty piece of equipment. A line of credit offers financial stability to your business by giving you access to money whenever you need it.



Small business advisors

Local expertise for your business

Our experienced advisors provide support and work with a variety of business owners and entrepreneurs to:

  • Secure funding for growth
  • Explore areas of opportunity
  • Support with merchant services and cashflow management
  • Simplify processes so you can focus on more important things


Book an appointment


Looking for more payment tools?

Explore more business borrowing options.

Choose Aldergrove Credit Union

Your business serves a growing community - so does ours. Together, we can make a bigger impact.

Digital banking tools

From remote deposits to automated payments, bank anytime, anywhere.

3,600+ ATMs

Access your money across Canada with over 3,600 free ATMs and six local branches.

Powerful payment services

Transfer or receive funds across the street or around the world to pay employees and vendors.

Small business advisors

Partner with a local business expert who can help you thrive in the Fraser Valley.

How to reach us

Email

Send us an email and get a response within one business day.

Call

Monday - Friday
8:30 am - 5:30 pm
Saturday 8:30 am - 3:30 pm

Meet with us

Book an appointment with a
Financial Advisor.

Visit a branch

Stop by any branch and we promise you’ll get a smile.

Payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

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