TFSA Term Deposits


  • Available in terms of one to five years
  • One year term is redeemable after 30 days without penalty
  • Two to five year terms are redeemable at a reduced rate
  • Interest paid annually
  • Minimum deposit of $500
  • Competitive rates


  • Fixed interest rate is guaranteed for the full length of the term
  • Generally pays higher interest than the short term or variable products
  • Term specials are available at various times throughout the year and offer a higher rate of interest and flexibility with redemption dates
  • Eligible for patronage rebates on interest earned when approved for payment
  • The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits

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