Registered Accounts

There are numerous registered accounts provided through the Government of Canada which an individual has for use at their discretion. These include:
  • Tax Free Savings Account (TFSA)  
  • Registered Retirement Savings Plan (RRSP)
  • Registered Education Savings Plan (RESP)
  • Registered Retirement Income Fund (RRIF)
  • Registered Disability Savings Plan (RDSP)
  • Locked-In Retirement Account  
  • Locked-In Retirement Income Fund

Although you may be familiar with and even own some of these accounts, you may have questions concerning how to best utilize each of them to your greatest benefit.  At Aldergrove Financial Planning, we can look to help you maximize your overall portfolio through the different accounts being offered.

Product Features and Benefits

 Feature Benefit
  • Access to numerous investment options
  •  Compounding of investment growth in tax efficient account
  • Tax advantageous benefits
  • Depending on account you may receive additional government incentive or funding
  • Ability to shelter investment growth from taxes 
  •  Tax savings



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