It's that time of year again

Saving for your retirement is no small task. As we all look ahead and plan for our future, we want to make sure we have enough money saved to live securely, comfortably and worry-free. Build your nest egg with the peace of mind of knowing that your deposits are 100% guaranteed*, are safely invested and are earning a competitive rate with Aldergrove Credit Union.

The RRSP deadline for the 2009 tax year is March 1, 2010. Invest in one of our RSP deposit specials** today, available for a limited time.

Invest in one of our RRSP Specials

Aldergrove Credit Union has competitive and flexible retirement options to meet your needs – whatever they may be.

• Special Rate of 2.00%**
• Non-redeemable in first year
• After first year, reinvest into any ACU term product of equal or longer term without penalty
• Minimum deposit: $500
• Interest paid annually

• Special Rate of 1.50%**
• Non-redeemable
• Minimum deposit: $500
• Interest paid at 1st year anniversary (at 12 months) and remainder paid at maturity

The TFSA was designed to help you save even faster by letting you keep the interest earned on your savings instead of having to pay taxes on the amount. Interest earnings are taxable, but the interest earned in your TFSA account is all yours. It’s a great way to save for long term goals like retirement.

Choose from a variety of products including:

• Variable savings
  
  • Special RSP rate of 1.00%**
  • One free withdrawal per month
  • Interest paid semi-annually
• Term Deposits
  
  • Available in 1 - 5 year term(s)
  • Minimum deposit: $500

Special Rate of 1.00%** available until Thursday, April 15

Not quite sure where you want to invest or would you like to meet with one of our financial planners? But you would like to get a tax receipt before the March 1 deadline? This product is a great option. Your funds are parked in our Daily Savings Plan 24 at our special rate** until you’re ready to invest.

Take out a regular or catch-up loan available at our special rate of Prime – 1%**.

Win with our 2010 Prize Pack!***

Enter for your chance to win our grand prize of $2,010 and up to four weekly early bird prizes of $210 towards any ACU product.***

• Deposit new funds into any RSP product with ACU or an AIS Financial Planner
• Set up a new Pre-Authorized Contribution (PAC) or increase your existing PAC (minimum $25 per month)
• Take out a RSP loan
• Transfer-in funds from another financial institution

Our early bird draw of four weekly prizes will take place each week in February. The earlier you get in, the more chances you have to win!

Earn a ¼% Bonus on Transfers-in

Transfer-in your funds from another financial institution and receive a ¼% bonus on these funds (regular product minimums apply). We’ll also pay your transfer-in fees (up to a maximum of $100).

Win $1,000 Towards Your TFSA***

Open a new TFSA or deposit funds (minimum $100) into your existing TFSA and receive one entry into the draw to win a grand prize of $1,000 towards your TFSA.

Solid investments, trusted financial advice and deposit protection – Aldergrove Credit Union is your smart choice. Contact your local branch today to learn more and to start saving for your retirement today!

*All deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.

**Limited time offer. All rates subject to change without notice. All Special Rates effective until March 31 unless otherwise noted. Terms and conditions apply.

***Terms and conditions apply. See complete contest rules and regulations for details.

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